You can count on MOW ACCOUNTING & TAX SOLUTIONS Accounting Services Bookkeeping/Write-up Cash Flow & Budgeting Analysis Compilations Financial Forecasts & Projections Financial Statements Tax Services  Business Consulting Financial Planning       Accounting Services We work hard to fulfill our commitment to provide accurate financial information to you in a timely manner. Meaningful, well-organized financial records ensure that your business operations will run more efficiently. Our promise is to empower you to produce a superior recordkeeping system that will stand the test of an IRS audit. One of our small business clients was recently selected for a random audit. The result was that the IRS proposed NO CHANGE to the tax liability. That is the best testimonial yet to the integrity of our financial recordkeeping systems. We provide a full range of cost effective accounting services including the following: General Ledger & Financial Statement Preparation Bookkeeping (Monthly/Quarterly/Annual) Accounting System Setup QuickBooks Consultations Personal Financial Statements Bookkeeping/Write-Up Well-organized financial records are the foundation of a successful business. Our write-up services are designed to give you computerized general ledger, transaction and vendor reporting. We record all of your check, debit, charge and cash transactions in our system and give you meaningful, easy to read reports that tie to your bank statements. Compilations Using the information that you provide about your company, we have the resources to compile meaningful financial statements. We do not review or audit your financial statements and therefore express no opinion or other form of assurance about them. The financial statements that we compile are intended primarily for internal use. What we do is to use the financial reporting process to obtain the information we need to provide constructive solutions for maximizing your company's profitability and efficiency. Cash Flow & Budgeting Analysis Cash flow management is equally as important for the start-up business as it is for the mature business that is already profitable. We can forecast and evaluate your company's financial condition, estimate your financing requirements, and track your cash-flow sources and uses. Financial Forecasts & Projections Forecasting is a powerful tool for effective management and profitability. We use both simple projections and multiple what-if scenario comparisons to assist you in achieving your company's financial goals. Financial Statements We can assist you in the preparation of your financial statements in accordance with professional standards, but express no opinion or any other form of assurance on the underlying information included in them. We can show you how to use the financial statements produced as a useful management tool for making financial decisions. Tax Services We take a proactive approach to tax services by identifying the tax planning opportunities that will minimize your current and future tax liabilities. We have the ability to provide our individual and business clients with the taxation expertise and knowledge that they need throughout the year because we continually work on staying up-to-date with the latest tax laws and revenue rulings. Tax services offered include but are not limited to: Tax Planning & Return Preparation Individuals Request Tax Organizer Corporations Parnerships LLCs Quarterly Estimated Taxes After the Fact Payroll Tax Compliance Estate, trust & gift tax returns Out-of-State Returns Amended Returns Prior Year Returns Representation before the IRS and state taxing authorities Tax planning and preparation form a winning combination for our successful individual and business clients. Whether you are an individual or a partnership or corporation, tax planning is an essential element of the tax preparation process. By making tax planning part of your overall business strategy, you can use our experience and access to the most current new developments in the tax laws to minimize both your current and future tax liabilities. IRS Representation We have many years of experience dealing with the various taxing authorities and have achieved a level of competence that can ensure our clients they are being properly represented before the various federal and state tax agencies. Offers in Compromise We have successfully negotiated with the IRS to reduce tax liabilities with acceptable payment plans for qualified clients.

To help you make it to the top BUSINESS CONSULTING Consulting Services Your success is our success. We can help your business identify areas negatively affecting profitability and growth and develop solutions that are practical and technically sound. In addition to acting as a sounding board for management, we provide comprehensive, flexible strategies that address the issues affecting your business. Business Entity Selection Choosing the form of organization (e.g. sole proprietor, "S" corporation, limited liability company...) is a very important decision that can have significant tax implications, positive or negative. We can assist you in evaluating the pros and cons of each form of organization to help you determine the most advantageous form of business for your company. Business Plan Consulting We have often succcessfuly summarized our clients' business plans for purposes of obtaining short and long term financing. A brief, concise summary of the business' history, background, goals and objectives, and the logical plan to accomplish them often illustrates why the level of risk is acceptable and serves as an excellent communication to a prospective lender as to why they should offer financing.

On the path to financial freedom FINANCIAL PLANNING The Financial Planning Process Financial challenges occur at various times in life, especially during periods of growth and change. We use the financial planning process to give you the tools you need to take on these challenges by helping you to assess your financial needs and develop strategies to accomplish your long and short term goals and strengthen your financial security. Retirement Planning Successful implementation and periodic review of your financial plan will ensure financial independence during your working years and through your retirement years. Estate Planning Effective estate planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your business and other assets. For business owners, providing for business continuity and succession of ownership is essential. We can guide you through the complex process of getting your financial affairs in order. Contact us Call 978 465 9180 today for an appointment. Find out more about what we can do for you! ©Copyright 2002 Mary O'Williams Certified Public Accountant Certified Financial Planner 19 Old Rowley Road Newbury, Massachusetts 01951 978 465 9180 PHONE 978 462 7321 FAX maryowilliams@mowcpa.com